General

Who Needs Disability Insurance?

March 2 | 2022
Who Needs Disability Insurance?

What would happen if you were suddenly unable to work due to an illness or injury? Think about it: without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your utilities, car payments and credit card bills without feeling the pinch? If you’re like most […]

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Who Is Eligible for Group Health Insurance?

December 14 | 2021
Who Is Eligible for Group Health Insurance?

Running a small business requires a lot of time and effort to ensure that you are profitable and that your employees (and yourself) are well taken care of. Health insurance is not likely at the top of your To-Do list, but it should be! Figuring out whether or not your business is eligible for group […]

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Life Insurance vs. AD&D

August 27 | 2021
Life Insurance vs. AD&D

No one really wants to think about how they will take care of their loved ones after they die, but it is important to make plans for the worst-case scenario. An untimely death impacts every aspect of your family’s life, but if you don’t have coverage from an insurance provider, your family can end up […]

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How Much Does Small Business Health Insurance Cost?

June 22 | 2021
How Much Does Small Business Health Insurance Cost?

Providing employer-sponsored, group health insurance is one of the top benefits a small business can provide for employees. It’s also one of the costliest expenditures. Fringe Benefit Analysts is committed to helping small business owners navigate the health insurance benefits landscape and decipher just how much it costs for small business health insurance. First—What is […]

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What is Group Health Insurance?

February 25 | 2021
What is Group Health Insurance?

Why is Health Insurance Important?  It’s no secret . . . medical expenses can be exorbitant. Just take these two examples into consideration: The average hospital stay in the U.S. costs $5,220 per day. And the average cost of a non-emergency hospital visit was $2,000 in 2020. Medical insurance is critical to help individuals pay […]

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2nd COVID-19 Relief Bill Includes Many Other Changes 2021 & 2022!

January 25 | 2021
2nd COVID-19 Relief Bill Includes Many Other Changes 2021 & 2022!

COVID Relief, No Surprises Act, FSA and DCAP Extensions, Transparency, and HIPAA Privacy Updates     Features of the Consolidated Appropriations Act   The Consolidated Appropriations Act of 2021 (The Act) was signed into law on December 28th by President Trump. On top of a $600 Stimulus check that has gone out to Americans, there […]

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COVID-19 Vaccine Considerations at Work

January 25 | 2021
Producer
COVID-19 Vaccine Considerations at Work

If I had told you one year ago that your life would change with one vaccination, would you have believed me? I sit here amazed at the year that we have had. 2020 has been difficult, strange, and amazing all at the same time.   As 2021 begins, I appreciate the distance we have covered […]

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Balance Billing Law Signed with COVID-19 Relief Bill

December 29 | 2020
Producer
Balance Billing Law Signed with COVID-19 Relief Bill

Multi-Part COVID Relief and No Surprises Act Legislation Signed into Law by President Trump. The Consolidated Appropriations Act of 2021 includes COVID-19 Relief & Stimulus Payment as well as a balance billing No Surprises Act. We are all happy to see that there will be funding available soon for COVID-19 from the Federal Government. $900 […]

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The World of Chiari Malformation – Complications with Ehlers-Danlos Syndrome

September 14 | 2020
Vice President
The World of Chiari Malformation – Complications with Ehlers-Danlos Syndrome

Just one more MRI. Just one more X-Ray. That is what we told Olivia as we sat in the parking lot of the hospital as a tear ran down her cheek. This was not Olivia’s first, nor would it be her last, trip to the Primary Children’s radiology branch in Layton, Utah. To think that […]

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Back-To-School During COVID-19 & Paid Leave with FFCRA

September 10 | 2020
Producer
Back-To-School During COVID-19 & Paid Leave with FFCRA

I’ve always loved fall! I look forward to the cooler weather, leaves turning color, and new flavors available in my favorite treats like pumpkin! School is back in session, learning and excitement surround the kids. This year COVID-19 has taken over most of what we do, including what we do this fall! Around Utah and […]

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Medical Plans Have PCORI Fee Extended 10 Years

June 15 | 2020
Medical Plans Have PCORI Fee Extended 10 Years

When the Affordable Care Act (ACA) was signed into law on March 23, 2010, it included a provision that provided funding for medical research and established the Patient-Centered Outcomes Research Trust Fund (PCORTF).   Also known as a PCORI fee, it had a sunset date on a group’s medical plan anniversary date in 2019.  This fee […]

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How to Support Your Employees During a Global Pandemic

May 22 | 2020
How to Support Your Employees During a Global Pandemic

Employees are your greatest asset. But during the hustle-and-bustle of this coronavirus pandemic, it can be hard to remember to show care and compassion to them. Read this blog from United Benefits Advisors for three simple tips on how to continue supporting your employees during this stressful time.

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May is Disability Insurance Awareness Month

May 21 | 2020
By: Carol Harnett
President for The Council for Disability Awareness
May is Disability Insurance Awareness Month

We are in the Disability Insurance Awareness Month 2020 during a once-in-a-century time period. Two months ago, few Americans understood the impact this novel coronavirus and COVID-19 would have on our business and personal lives. The good news is that after about six weeks of operating with new precautions governing many of our daily activities, […]

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Family First Coronavirus Response Act

March 23 | 2020
Family First Coronavirus Response Act

In response to the spread of the 2019 Novel Coronavirus (COVID-19), President Trump signed the Families First Coronavirus Response Act (Act) on March 18, 2020. The Act is an economic stimulus plan that affects coverage and cost sharing for COVID-19 testing and provides expanded federal family and medical leave and a new federal paid sick […]

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Legacy of a Hero Remembered

March 4 | 2020
Legacy of a Hero Remembered

Some people choose a hero based on their acting abilities or musical talent. Others select a political or church leader as someone they aspire to emulate. Still there are others who pick a fictitious cartoon or science fiction character whom they fantasize as someone they would like to be. My hero passed away on Tuesday, […]

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Balancing Food and Fitness this Holiday Season

December 5 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors
Balancing Food and Fitness this Holiday Season

With our busy lives and schedules, it can be difficult to find the right balance between food and fitness. The holidays compound the challenge even more. Between work and personal life, deadlines and sleep, indulgence and healthful eating, somewhere there is surely a balance! We’re here to show you how to do it. The holidays […]

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Is Dental Insurance Worth It?

November 27 | 2019
Is Dental Insurance Worth It?

Is dental insurance worth it? Let’s take a look. Major dental work is expensive. As if the procedure itself isn’t already painful enough, a typical root canal will cost you somewhere around $1,200. And an extraction and single-tooth implant can run upwards of $6,000! With such exorbitant costs, dental insurance should be a no-brainer, right? […]

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What Are the Four Main Types of Employee Benefits?

September 4 | 2019
What Are the Four Main Types of Employee Benefits?

Some employers offer paid parental leave. Others provide tuition reimbursement. Yet others provide pet insurance for employees’ furry friends. Outdoor clothing giant Patagonia even pays its employees two months’ pay to leave their job and volunteer for a worthy cause. While these are all great employee perks provided by some companies, there are four types […]

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Sabbaticals Can Benefit Employees and Employers

July 22 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors
Sabbaticals Can Benefit Employees and Employers

While many employees may be dreaming of a short summer vacation, others could have a longer block of time off in mind. Sabbaticals, whether paid or unpaid, are extended breaks from work without leaving a position. A sabbatical gives an employee the opportunity to take timeto travel, spend time with family, do something meaningful or volunteer, […]

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Fun Facts about Dental Health

July 22 | 2019
Fun Facts about Dental Health

We know it’s important to take care of our teeth. But here are some interesting things to know about our pearly whites. Cashing in In 1950, the average gift from the tooth fairy was 25 cents per tooth. Now, the going rate is around $2.00.1 Your smile is truly unique Just like fingerprints, no two people have […]

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