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Small employers looking for ways to control their group health insurance costs are more closely examining what it means to be “fully insured.” These days, employers with as few as 10 full-time employees are exploring other funding arrangements which can allow them more control—or at least more accountability—over their annual premium increases. What Is a Fully Insured Health […]
You probably know the feeling well. Another six months rolls around and then one day you glance down at your upcoming week’s schedule and there it is, your bi-yearly dentist checkup. But don’t panic. You know the dentist really isn’t as bad as it seems and there are actually some very important reasons to have […]
What would happen if you were suddenly unable to work due to an illness or injury? Think about it: without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your utilities, car payments and credit card bills, without feeling the pinch? If you’re like most […]
Providing employer-sponsored, group health insurance is one of the top benefits a small business can provide for employees. It’s also one of the costliest expenditures. Fringe Benefit Analysts is committed to helping small business owners navigate the health insurance benefits landscape and decipher just how much it costs for small business health insurance. First—What is […]
Running a small business requires a lot of time and effort to ensure that you are profitable and that your employees (and yourself) are well taken care of. Health insurance is not likely at the top of your To-Do list, but it should be! Figuring out whether or not your business is eligible for group […]
No one really wants to think about how they will take care of their loved ones after they die, but it is important to make plans for the worst-case scenario. An untimely death impacts every aspect of your family’s life, but if you don’t have coverage from an insurance provider, your family can end up […]
Why is Health Insurance Important? It’s no secret . . . medical expenses can be exorbitant. Just take these two examples into consideration: The average hospital stay in the U.S. costs $5,220 per day. And the average cost of a non-emergency hospital visit was $2,000 in 2020. Medical insurance is critical to help individuals pay […]
COVID Relief, No Surprises Act, FSA and DCAP Extensions, Transparency, and HIPAA Privacy Updates Features of the Consolidated Appropriations Act The Consolidated Appropriations Act of 2021 (The Act) was signed into law on December 28th by President Trump. On top of a $600 Stimulus check that has gone out to Americans, there […]
If I had told you one year ago that your life would change with one vaccination, would you have believed me? I sit here amazed at the year that we have had. 2020 has been difficult, strange, and amazing all at the same time. As 2021 begins, I appreciate the distance we have covered […]
Multi-Part COVID Relief and No Surprises Act Legislation Signed into Law by President Trump. The Consolidated Appropriations Act of 2021 includes COVID-19 Relief & Stimulus Payment as well as a balance billing No Surprises Act. We are all happy to see that there will be funding available soon for COVID-19 from the Federal Government. $900 […]
I’ve always loved fall! I look forward to the cooler weather, leaves turning color, and new flavors available in my favorite treats like pumpkin! School is back in session, learning and excitement surround the kids. This year COVID-19 has taken over most of what we do, including what we do this fall! Around Utah and […]
When the Affordable Care Act (ACA) was signed into law on March 23, 2010, it included a provision that provided funding for medical research and established the Patient-Centered Outcomes Research Trust Fund (PCORTF). Also known as a PCORI fee, it had a sunset date on a group’s medical plan anniversary date in 2019. This fee […]
Employees are your greatest asset. But during the hustle-and-bustle of this coronavirus pandemic, it can be hard to remember to show care and compassion to them. Read this blog from United Benefits Advisors for three simple tips on how to continue supporting your employees during this stressful time.
We are in the Disability Insurance Awareness Month 2020 during a once-in-a-century time period. Two months ago, few Americans understood the impact this novel coronavirus and COVID-19 would have on our business and personal lives. The good news is that after about six weeks of operating with new precautions governing many of our daily activities, […]
In response to the spread of the 2019 Novel Coronavirus (COVID-19), President Trump signed the Families First Coronavirus Response Act (Act) on March 18, 2020. The Act is an economic stimulus plan that affects coverage and cost sharing for COVID-19 testing and provides expanded federal family and medical leave and a new federal paid sick […]
With our busy lives and schedules, it can be difficult to find the right balance between food and fitness. The holidays compound the challenge even more. Between work and personal life, deadlines and sleep, indulgence and healthful eating, somewhere there is surely a balance! We’re here to show you how to do it. The holidays […]
Some employers offer paid parental leave. Others provide tuition reimbursement. Yet others provide pet insurance for employees’ furry friends. Outdoor clothing giant Patagonia even pays its employees two months’ pay to leave their job and volunteer for a worthy cause. While these are all great employee perks provided by some companies, there are four types […]
While many employees may be dreaming of a short summer vacation, others could have a longer block of time off in mind. Sabbaticals, whether paid or unpaid, are extended breaks from work without leaving a position. A sabbatical gives an employee the opportunity to take timeto travel, spend time with family, do something meaningful or volunteer, […]
We know it’s important to take care of our teeth. But here are some interesting things to know about our pearly whites. Cashing in In 1950, the average gift from the tooth fairy was 25 cents per tooth. Now, the going rate is around $2.00.1 Your smile is truly unique Just like fingerprints, no two people have […]
Fresh air and sunshine are good for our health, and being active in the outdoors is better yet. Even if you’re not an avid runner or cyclist, there are so many other wonderful ways to get the exercise you need while taking in the joys of nature, family, and friends. Here are a few ideas that might […]
