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Fringe Benefit Analysts® is a full-service insurance, consulting and employee benefits firm. We serve a wide range of businesses with best-in-class expertise, services and support for their benefit programs. Our clients are assured of accurate, consistent solutions, attention to detail, responsiveness and a high return-on-value for their benefits dollars. Fringe Benefits Analysts helps ‘calm the waters’ of the complex and sometimes overwhelming world of insurance benefits. Please enjoy our blog!

What is Group Health Insurance?

February 25 | 2021

Why is Health Insurance Important?  It’s no secret . . . medical expenses can be exorbitant. Just take these two examples into consideration: The average hospital stay in the U.S. costs $5,220 per day. And the average cost of a non-emergency hospital visit was $2,000 in 2020. Medical insurance is critical to help individuals pay […]

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2nd COVID-19 Relief Bill Includes Many Other Changes 2021 & 2022!

January 25 | 2021
By: Robin Sellers

COVID Relief, No Surprises Act, FSA and DCAP Extensions, Transparency, and HIPAA Privacy Updates     Features of the Consolidated Appropriations Act   The Consolidated Appropriations Act of 2021 (The Act) was signed into law on December 28th by President Trump. On top of a $600 Stimulus check that has gone out to Americans, there […]

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COVID-19 Vaccine Considerations at Work

January 25 | 2021
By: Robin Sellers
Producer

If I had told you one year ago that your life would change with one vaccination, would you have believed me? I sit here amazed at the year that we have had. 2020 has been difficult, strange, and amazing all at the same time.   As 2021 begins, I appreciate the distance we have covered […]

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Balance Billing Law Signed with COVID-19 Relief Bill

December 29 | 2020
By: Robin Sellers
Producer

Multi-Part COVID Relief and No Surprises Act Legislation Signed into Law by President Trump. The Consolidated Appropriations Act of 2021 includes COVID-19 Relief & Stimulus Payment as well as a balance billing No Surprises Act. We are all happy to see that there will be funding available soon for COVID-19 from the Federal Government. $900 […]

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The World of Chiari Malformation – Complications with Ehlers-Danlos Syndrome

September 14 | 2020
By: Mike Deru
Vice President

Just one more MRI. Just one more X-Ray. That is what we told Olivia as we sat in the parking lot of the hospital as a tear ran down her cheek. This was not Olivia’s first, nor would it be her last, trip to the Primary Children’s radiology branch in Layton, Utah. To think that […]

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Back-To-School During COVID-19 & Paid Leave with FFCRA

September 10 | 2020
By: Robin Sellers
Producer

I’ve always loved fall! I look forward to the cooler weather, leaves turning color, and new flavors available in my favorite treats like pumpkin! School is back in session, learning and excitement surround the kids. This year COVID-19 has taken over most of what we do, including what we do this fall! Around Utah and […]

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Medical Plans Have PCORI Fee Extended 10 Years

June 15 | 2020
By: Scott Deru

When the Affordable Care Act (ACA) was signed into law on March 23, 2010, it included a provision that provided funding for medical research and established the Patient-Centered Outcomes Research Trust Fund (PCORTF).   Also known as a PCORI fee, it had a sunset date on a group’s medical plan anniversary date in 2019.  This fee […]

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How to Support Your Employees During a Global Pandemic

May 22 | 2020

Employees are your greatest asset. But during the hustle-and-bustle of this coronavirus pandemic, it can be hard to remember to show care and compassion to them. Read this blog from United Benefits Advisors for three simple tips on how to continue supporting your employees during this stressful time.

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May is Disability Insurance Awareness Month

May 21 | 2020
By: Carol Harnett
President for The Council for Disability Awareness

We are in the Disability Insurance Awareness Month 2020 during a once-in-a-century time period. Two months ago, few Americans understood the impact this novel coronavirus and COVID-19 would have on our business and personal lives. The good news is that after about six weeks of operating with new precautions governing many of our daily activities, […]

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Family First Coronavirus Response Act

March 23 | 2020

In response to the spread of the 2019 Novel Coronavirus (COVID-19), President Trump signed the Families First Coronavirus Response Act (Act) on March 18, 2020. The Act is an economic stimulus plan that affects coverage and cost sharing for COVID-19 testing and provides expanded federal family and medical leave and a new federal paid sick […]

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