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Fringe Benefit Analysts® is a full-service insurance, consulting and employee benefits firm. We serve a wide range of businesses with best-in-class expertise, services and support for their benefit programs. Our clients are assured of accurate, consistent solutions, attention to detail, responsiveness and a high return-on-value for their benefits dollars. Fringe Benefits Analysts helps ‘calm the waters’ of the complex and sometimes overwhelming world of insurance benefits. Please enjoy our blog!

8 Ways to Better Manage Your Time

April 18 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Feel like there aren’t enough hours in the day? It might sound strange, but you might want to slow your pace. When we try to operate at warp speed, we sometimes make more mistakes and often feel more stress. Check out these tips to make the most of your time without pushing yourself too hard. Log your Take […]

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Weight Loss: Myths vs. Facts

April 18 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Eat this! Don’t eat that! Lose weight fast! Blast away calories with this best-ever workout routine!  Sound familiar? In your quest to lose weight by improving your diet and getting more exercise, you might be confused by all the information out there. Maybe you read something in a magazine. Maybe you saw an infomercial. How do you […]

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More Companies Flirt with Idea of the Four-Day Work Week

April 18 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Many white-collar jobs, particularly those in creative industries like PR, publishing, and design, have embraced summer hours for years, with shortened workdays on Fridays. Now, some companies are experimenting with “Winter Fridays,” says The New York Times. While clearly seasonal-specific options, both these trends are part of ongoing explorations on the impact of reduced workweeks. Though hardly […]

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Proposed 2020 Benefit Payment and Parameters Rule

March 5 | 2019
By: Karen Hsu
Director of Compliance at UBA Benefit Advisors

The Centers for Medicare & Medicaid Services (CMS) released a proposed rule for benefit payment and parameters for 2020. CMS also released its draft 2020 actuarial value calculatorand draft 2020 actuarial value calculator methodology. According to CMS, the proposed rule is intended to reduce fiscal and regulatory burdens associated with the Patient Protection and Affordable Care Act (ACA) across […]

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In Pursuit of a Better Meeting

March 5 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Groans and sighs often greet the ping of a meeting invite hitting an inbox. While it may be impossible to make meetings more fun than the office holiday party, it is possible to lessen the dread, increase morale, and improve the results of a meeting. Complaints about meetings are often justified, including wasted time, the […]

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IRS Releases 2019 Inflation-Adjusted Limits

January 23 | 2019
By: Karen Hsu
Director of Compliance at UBA Benefit Advisors

The Internal Revenue Service (IRS) released its inflation-adjusted limits for various benefits. For example, the maximum contribution limit to health flexible spending arrangements (FSAs) will be $2,700 in 2019. Also, the maximum reimbursement limit in 2019 for Qualified Small Employer Health Reimbursement Arrangements will be $5,150 for single coverage and $10,450 for family coverage. Read more about […]

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Your Voluntary Benefits Plan May Lead to a Tragic Result

January 2 | 2019
By: Mitchell Nelson
Executive Consultant, Secura Consultants

The end of the open enrollment season is in sight, and human resource professionals are breathing a sigh of relief as they close the door on the 2019 enrollment. Smart benefit managers are already beginning to assess new products and services for the next enrollment season and looking at how to improve their programs and […]

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Culture Question

January 2 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

With unemployment continuing at historically low numbers, it’s up to employers to win sought-after candidates. During an interview, employers are likely ready for the culture question. When asked about culture directly, according to an article in Fast Company, interviewers are quick to offer pat or polished answers. Interviewees are being encouraged to dig deeper, asking more specific […]

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It’s Flu Season… Again

November 29 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

When flu season hits, absenteeism skyrockets and productivity drops. In a recent article, Employee Benefit News points out that the first step is the “ounce of prevention,” the flu vaccine. Providing for vaccination can be a smart benefit to offer employees, and it requires navigating misinformation about the vaccine, motivating employees to act, and contending with supply issues. […]

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IRS Releases Final Forms and Instructions for 2018 ACA Reporting

November 29 | 2018
By: Karen Hsu
Director of Compliance at United Benefit Advisors

The Internal Revenue Service (IRS) released instructions for both the Forms 1094-B and 1095-B and the Forms 1094-C and 1095-C and Forms 1094-B, 1095-B,1094-C, and 1095-C. There are no substantive changes in the forms or instructions between 2017 and 2018, beyond the further removal of now-expired forms of transition relief. There is a minor formatting change to Forms 1095-B and 1095-C for […]

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