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Fringe Benefit Analysts® is a full-service insurance, consulting and employee benefits firm. We serve a wide range of businesses with best-in-class expertise, services and support for their benefit programs. Our clients are assured of accurate, consistent solutions, attention to detail, responsiveness and a high return-on-value for their benefits dollars. Fringe Benefits Analysts helps ‘calm the waters’ of the complex and sometimes overwhelming world of insurance benefits. Please enjoy our blog!

Yes, Boss/HR/Your Honor, That’s My Email

October 8 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Ever hear of the acronym “CLEM”? That stands for career-limiting email and is a reminder to reconsider sending anything out in writing when a phone call may be the better option. If you have to think twice about hitting that send button, then you shouldn’t hit it. In an article titled, “For God’s Sake, Think […]

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Know Your Coverage Options: Group vs. Individual Health Insurance

September 27 | 2018

What is group vs. individual insurance? This question is one of the most commonly asked by individuals and employers researching their health insurance options. A simple answer is that group insurance is a policy purchased by an employer while individual insurance is bought by a single person or family. Each option has distinct differences and […]

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Final Rule on Short-Term, Limited-Duration Insurance

September 27 | 2018
By: Karen Hsu

On August 3, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) published a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule. According to the Departments, the final rule will provide consumers with more affordable […]

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Leveraging Generational Factors for Overall Success

September 27 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

No matter what your office looks like—in a gig economy or a more traditional one, with or without AI—interviews will be a part of the culture. Learning about best practices benefits everyone, whether you are the interviewer or the interviewee. Especially at busy times, it can be easy to forget that an interview isn’t simply […]

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Get Moving…To Live!

September 17 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

The phrase: “If I’m lying, I’m dying” should be changed to: “If I’m sitting, I’m dying” even though it doesn’t rhyme. If you haven’t heard by now, sitting for long periods of time increases the chance that you’ll die early, regardless of your race, gender, age, body mass index (BMI), or even if you exercise. […]

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Tools to Support Working Parents

September 4 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Today, balancing career and family is no longer a women-only issue. Employed parents of all genders say their primary concern is not having enough time for their children.While every family is different, employers can still take an active role in supporting working parents (sometimes, their teenagers too).   Rising trends include onsite childcare, dependent care flexible […]

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6 Reasons Self-Funded Plans Are Gaining Popularity

September 4 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening. In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, […]

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Solving Problems-While Increasing Employee Satisfaction

August 15 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

“Design thinking” is a fairly common term. Even if the phrase is new to you, it’s reasonably easy to intuit how it works: design thinking is a process for creative problem solving, utilizing creative tools like empathy and experimentation, often with a strong visual component. The term dates from 1968 and was first used in The […]

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Everyone Wins when Growth is the Goal

July 25 | 2018
By: Bill Olson
VP, Marketing & Communications at United Benefit Advisors

It’s a dilemma. On the one hand, today’s buzzing, multifaceted working environments challenge employees more than ever before. On the other, these same working environments are often also overwhelming and stressful. Sometimes it seems like success means mania—but this doesn’t have to be the case. More and more frequently, experts urge offices to focus not […]

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What About Them?

July 16 | 2018
By: Ken Spencer
SPHR
President & CEO, HR Service, Inc.

The office team arrives at 8:00 AM and is there every day until 5:00 PM. They work hard answering questions for clients, doing invoicing, and other important administrative tasks. The production team often shows up at 10:00 AM or later, takes a long lunch and quite often is seen leaving at 2:00 or 3:00 PM. […]

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