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Fringe Benefit Analysts® is a full-service insurance, consulting and employee benefits firm. We serve a wide range of businesses with best-in-class expertise, services and support for their benefit programs. Our clients are assured of accurate, consistent solutions, attention to detail, responsiveness and a high return-on-value for their benefits dollars. Fringe Benefits Analysts helps ‘calm the waters’ of the complex and sometimes overwhelming world of insurance benefits. Please enjoy our blog!

How Does Dental Insurance Work and Is It Worth It?

How Does Dental Insurance Work and Is It Worth It?

You probably know the feeling well. Another six months rolls around and then one day you glance down at your upcoming week’s schedule and there it is, your bi-yearly dentist checkup. But don’t panic. You know the dentist really isn’t as bad as it seems and there are actually some very important reasons to have […]

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Who Needs Disability Insurance?

Who Needs Disability Insurance?

What would happen if you were suddenly unable to work due to an illness or injury? Think about it: without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your utilities, car payments and credit card bills, without feeling the pinch? If you’re like most […]

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Taxation of Identity Protection Services

Taxation of Identity Protection Services

According to the IRS, identity theft has been the number one consumer complaint to the Federal Trade Commission for 15 consecutive years. The Bureau of Justice Statistics estimates that 17.6 million people were victims of identity theft in 2014. Organizations at every level are trying to protect employee and customer personal information from computer hacking […]

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Know Your Coverage Options: Group vs. Individual Health Insurance

Know Your Coverage Options: Group vs. Individual Health Insurance

What is group vs. individual health insurance? This question is one of the most commonly asked by individuals and employers researching their health insurance options. A simple answer is that small business group health insurance is a policy purchased by an employer, while individual insurance is bought by a single person or family. Each option […]

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How Much Does Small Business Health Insurance Cost?

How Much Does Small Business Health Insurance Cost?

Providing employer-sponsored, group health insurance is one of the top benefits a small business can provide for employees. It’s also one of the costliest expenditures. Fringe Benefit Analysts is committed to helping small business owners navigate the health insurance benefits landscape and decipher just how much it costs for small business health insurance. First—What is […]

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What Is Group Insurance Coverage and How Does It Work?

What Is Group Insurance Coverage and How Does It Work?

A good portion of Americans have health care coverage through a group insurance policy. Many receive this coverage as a benefit of their employment. However, most people are fairly unsure of what group insurance coverage actually is and how it works. A thorough understanding of this type of insurance can help people find the plans […]

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What Is an Employee Benefits Consultant and What Do They Do?

What Is an Employee Benefits Consultant and What Do They Do?

As many employers and businesses are aware, employee benefits packages are very important considerations for candidates when they are being scouted by recruiters. Finding the best team members many times means offering a comprehensive package; however, it can be time-consuming and difficult to decide on the best plans, and then implement them, when it is […]

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Who Is Eligible for Group Health Insurance?

Who Is Eligible for Group Health Insurance?

Running a small business requires a lot of time and effort to ensure that you are profitable and that your employees (and yourself) are well taken care of. Health insurance is not likely at the top of your To-Do list, but it should be! Figuring out whether or not your business is eligible for group […]

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Life Insurance vs. AD&D

Life Insurance vs. AD&D

No one really wants to think about how they will take care of their loved ones after they die, but it is important to make plans for the worst-case scenario. An untimely death impacts every aspect of your family’s life, but if you don’t have coverage from an insurance provider, your family can end up […]

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What is Group Health Insurance?

What is Group Health Insurance?

Why is Health Insurance Important?  It’s no secret . . . medical expenses can be exorbitant. Just take these two examples into consideration: The average hospital stay in the U.S. costs $5,220 per day. And the average cost of a non-emergency hospital visit was $2,000 in 2020. Medical insurance is critical to help individuals pay […]

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