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Fringe Benefit Analysts® is a full-service insurance, consulting and employee benefits firm. We serve a wide range of businesses with best-in-class expertise, services and support for their benefit programs. Our clients are assured of accurate, consistent solutions, attention to detail, responsiveness and a high return-on-value for their benefits dollars. Fringe Benefits Analysts helps ‘calm the waters’ of the complex and sometimes overwhelming world of insurance benefits. Please enjoy our blog!

What Is Group Insurance Coverage and How Does It Work?

August 15 | 2022
What Is Group Insurance Coverage and How Does It Work?

A good portion of Americans have health care coverage through a group insurance policy. Many receive this coverage as a benefit of their employment. However, most people are fairly unsure of what group insurance coverage actually is and how it works. A thorough understanding of this type of insurance can help people find the plans […]

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What Is an Employee Benefits Consultant and What Do They Do?

May 8 | 2022
What Is an Employee Benefits Consultant and What Do They Do?

As many employers and businesses are aware, employee benefits packages are very important considerations for candidates when they are being scouted by recruiters. Finding the best team members many times means offering a comprehensive package; however, it can be time-consuming and difficult to decide on the best plans, and then implement them, when it is […]

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Who Needs Disability Insurance?

March 2 | 2022
Who Needs Disability Insurance?

What would happen if you were suddenly unable to work due to an illness or injury? Think about it: without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your utilities, car payments and credit card bills without feeling the pinch? If you’re like most […]

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Who Is Eligible for Group Health Insurance?

December 14 | 2021
Who Is Eligible for Group Health Insurance?

Running a small business requires a lot of time and effort to ensure that you are profitable and that your employees (and yourself) are well taken care of. Health insurance is not likely at the top of your To-Do list, but it should be! Figuring out whether or not your business is eligible for group […]

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Life Insurance vs. AD&D

August 27 | 2021
Life Insurance vs. AD&D

No one really wants to think about how they will take care of their loved ones after they die, but it is important to make plans for the worst-case scenario. An untimely death impacts every aspect of your family’s life, but if you don’t have coverage from an insurance provider, your family can end up […]

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How Much Does Small Business Health Insurance Cost?

June 22 | 2021
How Much Does Small Business Health Insurance Cost?

Providing employer-sponsored, group health insurance is one of the top benefits a small business can provide for employees. It’s also one of the costliest expenditures. Fringe Benefit Analysts is committed to helping small business owners navigate the health insurance benefits landscape and decipher just how much it costs for small business health insurance. First—What is […]

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What is Group Health Insurance?

February 25 | 2021
What is Group Health Insurance?

Why is Health Insurance Important?  It’s no secret . . . medical expenses can be exorbitant. Just take these two examples into consideration: The average hospital stay in the U.S. costs $5,220 per day. And the average cost of a non-emergency hospital visit was $2,000 in 2020. Medical insurance is critical to help individuals pay […]

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2nd COVID-19 Relief Bill Includes Many Other Changes 2021 & 2022!

January 25 | 2021
2nd COVID-19 Relief Bill Includes Many Other Changes 2021 & 2022!

COVID Relief, No Surprises Act, FSA and DCAP Extensions, Transparency, and HIPAA Privacy Updates     Features of the Consolidated Appropriations Act   The Consolidated Appropriations Act of 2021 (The Act) was signed into law on December 28th by President Trump. On top of a $600 Stimulus check that has gone out to Americans, there […]

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COVID-19 Vaccine Considerations at Work

January 25 | 2021
Producer
COVID-19 Vaccine Considerations at Work

If I had told you one year ago that your life would change with one vaccination, would you have believed me? I sit here amazed at the year that we have had. 2020 has been difficult, strange, and amazing all at the same time.   As 2021 begins, I appreciate the distance we have covered […]

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Balance Billing Law Signed with COVID-19 Relief Bill

December 29 | 2020
Producer
Balance Billing Law Signed with COVID-19 Relief Bill

Multi-Part COVID Relief and No Surprises Act Legislation Signed into Law by President Trump. The Consolidated Appropriations Act of 2021 includes COVID-19 Relief & Stimulus Payment as well as a balance billing No Surprises Act. We are all happy to see that there will be funding available soon for COVID-19 from the Federal Government. $900 […]

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