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Fringe Benefit Analysts® is a full-service insurance, consulting and employee benefits firm. We serve a wide range of businesses with best-in-class expertise, services and support for their benefit programs. Our clients are assured of accurate, consistent solutions, attention to detail, responsiveness and a high return-on-value for their benefits dollars. Fringe Benefits Analysts helps ‘calm the waters’ of the complex and sometimes overwhelming world of insurance benefits. Please enjoy our blog!

IRS Releases 2019 Inflation-Adjusted Limits

January 23 | 2019
By: Karen Hsu
Director of Compliance at UBA Benefit Advisors

The Internal Revenue Service (IRS) released its inflation-adjusted limits for various benefits. For example, the maximum contribution limit to health flexible spending arrangements (FSAs) will be $2,700 in 2019. Also, the maximum reimbursement limit in 2019 for Qualified Small Employer Health Reimbursement Arrangements will be $5,150 for single coverage and $10,450 for family coverage. Read more about […]

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Your Voluntary Benefits Plan May Lead to a Tragic Result

January 2 | 2019
By: Mitchell Nelson
Executive Consultant, Secura Consultants

The end of the open enrollment season is in sight, and human resource professionals are breathing a sigh of relief as they close the door on the 2019 enrollment. Smart benefit managers are already beginning to assess new products and services for the next enrollment season and looking at how to improve their programs and […]

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Culture Question

January 2 | 2019
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

With unemployment continuing at historically low numbers, it’s up to employers to win sought-after candidates. During an interview, employers are likely ready for the culture question. When asked about culture directly, according to an article in Fast Company, interviewers are quick to offer pat or polished answers. Interviewees are being encouraged to dig deeper, asking more specific […]

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It’s Flu Season… Again

November 29 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

When flu season hits, absenteeism skyrockets and productivity drops. In a recent article, Employee Benefit News points out that the first step is the “ounce of prevention,” the flu vaccine. Providing for vaccination can be a smart benefit to offer employees, and it requires navigating misinformation about the vaccine, motivating employees to act, and contending with supply issues. […]

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IRS Releases Final Forms and Instructions for 2018 ACA Reporting

November 29 | 2018
By: Karen Hsu
Director of Compliance at United Benefit Advisors

The Internal Revenue Service (IRS) released instructions for both the Forms 1094-B and 1095-B and the Forms 1094-C and 1095-C and Forms 1094-B, 1095-B,1094-C, and 1095-C. There are no substantive changes in the forms or instructions between 2017 and 2018, beyond the further removal of now-expired forms of transition relief. There is a minor formatting change to Forms 1095-B and 1095-C for […]

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Giving Thanks in the Office

November 14 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

While our personal lives may offer plenty of opportunities to give thanks, it’s also important to make a habit of it in our professional lives, according to an article in the Cobb Business Journal. Few people in a study cited expressed gratitude for their work, and that might be because a culture of gratitude needs to be […]

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8 Ways to Relate to Time as a Realist

November 14 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Productivity and time management expert Julie Morgenstern believes people can be grouped two ways when it comes to time management: Time realists and time optimists. Time realists consider how long things take and what is going on in any given day. Time optimists are guided by what they hope to get done. Morgenstern argues that […]

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Be the Boss You Want to See in the World

November 7 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

An article in the Harvard Business Review suggests that the traits that make someone become a leader aren’t always the ones that make someone an effective leader. Instead, efficacy can be traced to ethicality. Here are a few tips to be an ethical leader. Humility tops charisma A little charisma goes a long way. Too much and […]

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Tri-Agency Proposed Rule on Health Reimbursement Arrangements

November 7 | 2018
By: Karen Hsu
Director of Compliance

The Department of the Treasury (Treasury), Department of Labor (DOL), and Department of Health and Human Services (HHS) (collectively, the Departments) released their proposed rule regarding health reimbursement arrangements (HRAs) and other account-based group health plans. The DOL also issued a news release and fact sheet on the proposed rule. The proposed rule’s goal is to expand the flexibility and […]

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11 Reasons Why Too Much Sugar Is Bad for You

October 24 | 2018
Masters in Nutrition Science
Registered Dietitian

From marinara sauce to peanut butter, added sugar can be found in even the most unexpected products. Many people rely on quick, processed foods for meals and snacks. Since these products often contain added sugar, it makes up a large proportion of their daily calorie intake. In the US, added sugars account for up to […]

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