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Fringe Benefit Analysts® is a full-service insurance, consulting and employee benefits firm. We serve a wide range of businesses with best-in-class expertise, services and support for their benefit programs. Our clients are assured of accurate, consistent solutions, attention to detail, responsiveness and a high return-on-value for their benefits dollars. Fringe Benefits Analysts helps ‘calm the waters’ of the complex and sometimes overwhelming world of insurance benefits. Please enjoy our blog!

Tri-Agency Proposed Rule on Health Reimbursement Arrangements

November 7 | 2018
By: Karen Hsu
Director of Compliance

The Department of the Treasury (Treasury), Department of Labor (DOL), and Department of Health and Human Services (HHS) (collectively, the Departments) released their proposed rule regarding health reimbursement arrangements (HRAs) and other account-based group health plans. The DOL also issued a news release and fact sheet on the proposed rule. The proposed rule’s goal is to expand the flexibility and […]

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11 Reasons Why Too Much Sugar Is Bad for You

October 24 | 2018
Masters in Nutrition Science
Registered Dietitian

From marinara sauce to peanut butter, added sugar can be found in even the most unexpected products. Many people rely on quick, processed foods for meals and snacks. Since these products often contain added sugar, it makes up a large proportion of their daily calorie intake. In the US, added sugars account for up to […]

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Making a Remote Team Work

October 24 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

In a tight labor market, a candidate’s potential commute can make a job more or less attractive. HumanResources reports that a quarter of employees surveyed had left a job because of the commute. When looking at just Millennials, the number jumps to one third. Employees can be choosy, selecting a job that offers more of what they […]

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Yes, Boss/HR/Your Honor, That’s My Email

October 8 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Ever hear of the acronym “CLEM”? That stands for career-limiting email and is a reminder to reconsider sending anything out in writing when a phone call may be the better option. If you have to think twice about hitting that send button, then you shouldn’t hit it. In an article titled, “For God’s Sake, Think […]

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Breast Cancer Prevention

October 5 | 2018

Do you know someone with breast cancer? How about a breast cancer survivor? Perhaps a good friend or loved one who has passed on? Unfortunately, most people can answer yes to one of these questions. October is Breast Cancer Awareness Month and there is no better time to bring attention to such a serious topic […]

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Know Your Coverage Options: Group vs. Individual Health Insurance

September 27 | 2018

What is group vs. individual insurance? This question is one of the most commonly asked by individuals and employers researching their health insurance options. A simple answer is that group insurance is a policy purchased by an employer while individual insurance is bought by a single person or family. Each option has distinct differences and […]

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Final Rule on Short-Term, Limited-Duration Insurance

September 27 | 2018
By: Karen Hsu

On August 3, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) published a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule. According to the Departments, the final rule will provide consumers with more affordable […]

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Leveraging Generational Factors for Overall Success

September 27 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

No matter what your office looks like—in a gig economy or a more traditional one, with or without AI—interviews will be a part of the culture. Learning about best practices benefits everyone, whether you are the interviewer or the interviewee. Especially at busy times, it can be easy to forget that an interview isn’t simply […]

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Get Moving…To Live!

September 17 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

The phrase: “If I’m lying, I’m dying” should be changed to: “If I’m sitting, I’m dying” even though it doesn’t rhyme. If you haven’t heard by now, sitting for long periods of time increases the chance that you’ll die early, regardless of your race, gender, age, body mass index (BMI), or even if you exercise. […]

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Tools to Support Working Parents

September 4 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Today, balancing career and family is no longer a women-only issue. Employed parents of all genders say their primary concern is not having enough time for their children.While every family is different, employers can still take an active role in supporting working parents (sometimes, their teenagers too).   Rising trends include onsite childcare, dependent care flexible […]

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