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Some people choose a hero based on their acting abilities or musical talent. Others select a political or church leader as someone they aspire to emulate. Still there are others who pick a fictitious cartoon or science fiction character whom they fantasize as someone they would like to be. My hero passed away on Tuesday, […]
Are you as disgusted as I am with Congress? According to a recent nationwide Gallop poll, congressional approval ratings have been hovering at a record low of a whopping 13% -18% since last August. Put another way, 82% to 87% of respondents disapprove of the job Congress is doing. How many traffic accidents would there […]
Jessica Taylor loved hearing her grandparents tell stories from their lives and studying the histories of family members. She loved it as a hobby, but until she got to college never realized it could become both a passion and a profession. “When I first got to BYU, I was really looking for a major,” she […]
Salt Lake City—Cybersecurity threats have become just a part of doing business. There’s no magical salve or solution that will keep your business 100 percent in the clear from any sort of cybersecurity threat—and those threats are becoming more sophisticated every year. How can you keep your company safe? One of the first steps is […]
In today’s world, consumers expect businesses to have an active presence online—and that includes small businesses. It doesn’t matter if you’re the handyman down the street or owner of the local pizza joint, your customers (and potential customers) expect you to be online. Let’s face it—the internet is as important today as the Yellow Pages […]
While the rate impact of the regulatory environment plays out, one thing is clear from the 2017 UBA Health Plan Survey: employers continue to shift a greater share of expenses to employees through out-of-pocket cost increases. While this is just one of 7 mega trends uncovered in the survey, it is particularly interesting this year […]
No matter how well traveled you are, or how busy your lifestyle may be, you likely haven’t been everywhere in the world, or done everything there is to do. There is technology out there, however, that can bring the world to you. That technology is called “virtual reality,” or VR for short, and it’s changing […]
Recently, UBA Partner Mike Humphrey, Senior Benefits Advisor at The Wilson Agency, shared some great insights for those who are considering doing a dependent audit. He points out three reasons why you shouldn’t do these audits and offers a much better approach to reining in costs associated with covering dependents that should no longer be […]
On Friday, February 3, 2017, the Ogden-Weber Chamber of Commerce held it’s 100th Year Awards Dinner Gala. Fringe Benefit Analysts was one of three finalists for the 2017 “Small Business of the Year” based on criteria of business growth, involvement in the community and participation in the Ogden-Weber Chamber of Commerce. It is exciting to […]
Chicago, IL – Scott Deru, RHU, REBC was named Chairman of the Board of Directors of United Benefit Advisors (UBA) in addition to representing the West Region. UBA is an international organization with over 200 offices in the United States, Canada and Great Britain. UBA is the nation’s leading organization of independent benefit advisors who […]
Wearable fitness devices have been a hot topic in health and wellness for a few years now, but what kind of impact have wearables really had on improving health outcomes? Wearable fitness devices can be used to track physical activity, sleep, heart rate, and even provide on-screen workouts. They are most often paired with a […]
The transitional reinsurance fee (TRF) applies to fully insured and self-funded major medical plans for 2014, 2015, and 2016. The purpose of the fee is to provide funds to help stabilize premiums in the individual insurance market in view of uncertainty about how the Patient Protection and Affordable Care Act (ACA) would affect claims experience. […]
Applicable large employers and self-funded employers of all sizes have now completed the first round of required IRS reporting under the Patient Protection and Affordable Care Act (ACA). The ACA requires individuals to have health insurance, while applicable large employers (ALEs) are required to offer health insurance benefits to their full-time employees. In order for […]
In July of 2016, Utah will be seeing small group rates from some of the largest Utah health insurance carriers increasing 20% or more. Rates are just now being filed for 2017 and the indicators are not pretty. We are expecting to see an additional double digit increase in small group Utah health insurance plans, […]
