Personal Health and Wellness

Who Needs Disability Insurance?

By: Ernie Sweat | May 2, 2023
Who Needs Disability Insurance?

What would happen if you were suddenly unable to work due to an illness or injury? Think about it: without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your utilities, car payments and credit card bills, without feeling the pinch? If you’re like most […]

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What Is an Employee Benefits Consultant and What Do They Do?

By: Ernie Sweat | May 8, 2022
What Is an Employee Benefits Consultant and What Do They Do?

As many employers and businesses are aware, employee benefits packages are very important considerations for candidates when they are being scouted by recruiters. Finding the best team members many times means offering a comprehensive package; however, it can be time-consuming and difficult to decide on the best plans, and then implement them, when it is […]

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Balancing Food and Fitness this Holiday Season

Senior VP, Operations at United Benefit Advisors
Balancing Food and Fitness this Holiday Season

With our busy lives and schedules, it can be difficult to find the right balance between food and fitness. The holidays compound the challenge even more. Between work and personal life, deadlines and sleep, indulgence and healthful eating, somewhere there is surely a balance! We’re here to show you how to do it. The holidays […]

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Outside-the-Box Ways to Spend Time Outdoors

Senior VP, Operations at United Benefit Advisors
Outside-the-Box Ways to Spend Time Outdoors

Fresh air and sunshine are good for our health, and being active in the outdoors is better yet. Even if you’re not an avid runner or cyclist, there are so many other wonderful ways to get the exercise you need while taking in the joys of nature, family, and friends. Here are a few ideas that might […]

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8 Ways to Better Manage Your Time

Senior VP, Operations at United Benefit Advisors
8 Ways to Better Manage Your Time

Feel like there aren’t enough hours in the day? It might sound strange, but you might want to slow your pace. When we try to operate at warp speed, we sometimes make more mistakes and often feel more stress. Check out these tips to make the most of your time without pushing yourself too hard. Log your Take […]

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Weight Loss: Myths vs. Facts

Senior VP, Operations at United Benefit Advisors
Weight Loss: Myths vs. Facts

Eat this! Don’t eat that! Lose weight fast! Blast away calories with this best-ever workout routine!  Sound familiar? In your quest to lose weight by improving your diet and getting more exercise, you might be confused by all the information out there. Maybe you read something in a magazine. Maybe you saw an infomercial. How do you […]

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It’s Flu Season… Again

Senior VP, Operations at United Benefit Advisors
It’s Flu Season… Again

When flu season hits, absenteeism skyrockets and productivity drops. In a recent article, Employee Benefit News points out that the first step is the “ounce of prevention,” the flu vaccine. Providing for vaccination can be a smart benefit to offer employees, and it requires navigating misinformation about the vaccine, motivating employees to act, and contending with supply issues. […]

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8 Ways to Relate to Time as a Realist

Senior VP, Operations at United Benefit Advisors
8 Ways to Relate to Time as a Realist

Productivity and time management expert Julie Morgenstern believes people can be grouped two ways when it comes to time management: Time realists and time optimists. Time realists consider how long things take and what is going on in any given day. Time optimists are guided by what they hope to get done. Morgenstern argues that […]

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Breast Cancer Prevention

Breast Cancer Prevention

Do you know someone with breast cancer? How about a breast cancer survivor? Perhaps a good friend or loved one who has passed on? Unfortunately, most people can answer yes to one of these questions. October is Breast Cancer Awareness Month and there is no better time to bring attention to such a serious topic […]

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Get Moving…To Live!

Senior VP, Operations at United Benefit Advisors
Get Moving…To Live!

The phrase: “If I’m lying, I’m dying” should be changed to: “If I’m sitting, I’m dying” even though it doesn’t rhyme. If you haven’t heard by now, sitting for long periods of time increases the chance that you’ll die early, regardless of your race, gender, age, body mass index (BMI), or even if you exercise. […]

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Tools to Support Working Parents

Senior VP, Operations at United Benefit Advisors
Tools to Support Working Parents

Today, balancing career and family is no longer a women-only issue. Employed parents of all genders say their primary concern is not having enough time for their children.While every family is different, employers can still take an active role in supporting working parents (sometimes, their teenagers too).   Rising trends include onsite childcare, dependent care flexible […]

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Using Your Health Savings Account

Compliance Specialist at Compliancedashboard, a UBA Certified Solution
Using Your Health Savings Account

According to recent estimates by Fidelity Investments, a couple will incur an estimated $280,000 worth of medical expenses after turning 65 years of age. They estimate this cost every year and when they publish it, I can’t help but have an anxiety spike as I ponder the reality of that number. Even if they are off and […]

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The Perk of Pets

Communications Manager at United Benefit Advisors
The Perk of Pets

Companies on the leading edge of employee benefits, especially those that want to stand out within an industry, will offer such pet-friendly perks in order to attract top talent. But what exactly are these benefits? According to an article titled, “Pet-Friendly Perks” in Human Resource Executive Online, employers are offering benefits such as pet insurance, […]

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Are you addressing your employee’s financial health?

Workplace Solutions Mutual of Omaha Insurance Company, a UBA Strategic Partner
Are you addressing your employee’s financial health?

The importance of health and wellness in the workplace is more apparent than ever. It’s obvious why healthy individuals make better employees and the positive impact this has on your bottom line. When thinking about building a program to improve the well-being of your employees, don’t forget about the importance of their financial health. In […]

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Beware The Emergency Room

By: Ernie Sweat | May 18, 2017
Senior Consultant
Beware The Emergency Room

There are many provisions of the Affordable Care Act (ACA) that on the surface are controversial. There are some, however, that are truly universal in popularity, even among those with a disdain toward Obamacare. These are the sections that allow children to stay on their parents plan until the age of 26 no matter what, […]

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Health Care Sharing Ministries Plans – Pitfalls Individuals Should Consider

By: Ernie Sweat | November 27, 2016
President of Fringe Benefit Analysts, LLC.
Health Care Sharing Ministries Plans – Pitfalls Individuals Should Consider

Christian Health Sharing Ministries Under the Affordable Care Act (ACA), members belonging to a certain number of organizations known as Health Care Sharing Ministries – sometimes called Christian Health Plans or Christian Ministries Plan – were granted an exemption from the personal tax penalty (up to 2.5% of one’s household income in 2016 and beyond) […]

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Do You Know Who Your Primary Care Physician Is? Well, You Should.

Compliance & Retention Analyst, AEIS Advisors, A UBA Partner Firm
Do You Know Who Your Primary Care Physician Is? Well, You Should.

The Affordable Care Act (ACA) has brought about many changes to the health insurance industry. As we are now in the sixth year of implementation of the Act, we are seeing more changes coming just around the corner. Generally speaking, most health plans can be classified into two categories: HMO and PPO. With an HMO […]

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