General

Know Your Coverage Options: Group vs. Individual Health Insurance

September 27 | 2018

What is group vs. individual insurance? This question is one of the most commonly asked by individuals and employers researching their health insurance options. A simple answer is that group insurance is a policy purchased by an employer while individual insurance is bought by a single person or family. Each option has distinct differences and […]

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Final Rule on Short-Term, Limited-Duration Insurance

September 27 | 2018
By: Karen Hsu

On August 3, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) published a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule. According to the Departments, the final rule will provide consumers with more affordable […]

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Leveraging Generational Factors for Overall Success

September 27 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

No matter what your office looks like—in a gig economy or a more traditional one, with or without AI—interviews will be a part of the culture. Learning about best practices benefits everyone, whether you are the interviewer or the interviewee. Especially at busy times, it can be easy to forget that an interview isn’t simply […]

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Get Moving…To Live!

September 17 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

The phrase: “If I’m lying, I’m dying” should be changed to: “If I’m sitting, I’m dying” even though it doesn’t rhyme. If you haven’t heard by now, sitting for long periods of time increases the chance that you’ll die early, regardless of your race, gender, age, body mass index (BMI), or even if you exercise. […]

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Tools to Support Working Parents

September 4 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Today, balancing career and family is no longer a women-only issue. Employed parents of all genders say their primary concern is not having enough time for their children.While every family is different, employers can still take an active role in supporting working parents (sometimes, their teenagers too).   Rising trends include onsite childcare, dependent care flexible […]

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6 Reasons Self-Funded Plans Are Gaining Popularity

September 4 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening. In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, […]

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Solving Problems-While Increasing Employee Satisfaction

August 15 | 2018
By: Bill Olsen
Senior VP, Operations at United Benefit Advisors

“Design thinking” is a fairly common term. Even if the phrase is new to you, it’s reasonably easy to intuit how it works: design thinking is a process for creative problem solving, utilizing creative tools like empathy and experimentation, often with a strong visual component. The term dates from 1968 and was first used in The […]

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Can You Handle the Truth?

June 5 | 2018
By: Bill Olson
VP, Marketing & Communications at United Benefit Advisors

Direct feedback culture, according to “Mastering the Art of Negative Feedback,” from Society for Human Resource Management means simultaneously challenging someone while also showing you care. Many employees skew toward caring over candor, and that can lead to dissatisfaction. The feedback employees want can be very different from the feedback delivered. Direct, real time feedback is highly […]

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Perk Up Your Benefits Packages

May 31 | 2018
By: Bill Olson
VP, Marketing & Communications at United Benefit Advisors

What people want in their benefits package is changing. Retirement and health care still rank high but soft perks and voluntary benefits factor into satisfaction more than any other benefits, so says “Employees Increasingly Excited About Soft Perks and Company-Culture Benefits,” in Employee Benefit News. When considering a job offer, these types of benefits are top of […]

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Your Mouth Matters: The Importance of Dental Insurance

May 25 | 2018

You probably know the feeling well. Another six months rolls around and then one day you glance down at your upcoming week’s schedule and there it is, your bi-yearly dentist check-up. But don’t panic! The dentist really isn’t as bad as it seems and there are actually some very important reasons to have a dental […]

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Can’t We Just All Get Along?

May 15 | 2018
President of Fringe Benefit Analysts

Are you as disgusted as I am with Congress?  According to a recent nationwide Gallop poll, congressional approval ratings have been hovering at a record low of a whopping 13% -18% since last August.  Put another way, 82% to 87% of respondents disapprove of the job Congress is doing.  How many traffic accidents would there […]

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Legacy Tree Genealogists: SBA Woman-Owned Business of the Year

April 11 | 2018
By: Tom Haraldsen

Jessica Taylor loved hearing her grandparents tell stories from their lives and studying the histories of family members. She loved it as a hobby, but until she got to college never realized it could become both a passion and a profession. “When I first got to BYU, I was really looking for a major,” she […]

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2018: The Year of the Flexible Workforce

March 13 | 2018
By: Susan Hornbuckle, Kelly Services

Flexible work schedules have been around for decades, at least since the U.S. Bureau of Labor Statistics began tracking data for them in 1985. However, 2018 may be the year that the topic of workplace flexibility finally crosses into mainstream awareness. In the last 12–18 months, there has been a definite uptick in attention given […]

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Start 2018 with a Business Checkup

March 5 | 2018
By: Saniel Nordberg
SBA Region VIII Administrator

Making predictions is never easy, especially for small business owners and managers. Unlike their larger counterparts, small firms rarely have the resources to monitor and take corrective action for every new trend and issue. Even entrepreneurs who’ve experienced numerous business cycles face new circumstances that confound their instincts and knowledge. While there’s no crystal ball […]

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Why Your Disability Insurance Audit is So Important

February 26 | 2018
By: Terry Allard, CEBS, Sr. Benefits Advisor

For most employers, looking at the health insurance plan every year is a tradition.  The numbers are reviewed, a bid is suggested (or not), and an analysis of the performance and incoming numbers is performed.  Unfortunately, other ancillary lines are often overlooked, renewed as-is because they aren’t used as much or there’s a rate hold.  […]

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How Long Commutes Impact Workplace Productivity

February 20 | 2018
By: Geoff Mukhtar
Communications Manager at United Benefit Advisors

What do all employees have in common? They all have a burning dislike for their morning commute! Let’s face it, it’s not the actual commute that most people dislike, it’s the hassle of dealing with traffic, long lines, and rude people that make the trip so despised. It doesn’t matter how an employee gets to […]

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Wellness Checkup

February 13 | 2018
By: Adva Biton

The CDC estimates that 75 percent of healthcare costs come from 117 million people with one or more chronic health conditions. For employers, this can mean paying an annual average of $12,000 per employee on healthcare costs, according to a study by the Henry J. Kaiser Family Foundation. In recent years, many employers have gotten […]

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Culture, Not Perks, Most Important to Retain Employees

February 8 | 2018
By: Heather Stewart

As a small business, how can you attract and retain top-notch employees? That was the key question tackled during a breakout session at the Salt Lake Chamber Small Business Summit in early February. With the unemployment rate in Utah hovering at record-low levels, attracting and keeping top talent is top of mind for all business […]

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How to Motivate Employee Participation in Your Wellness Program

February 5 | 2018
By: Sara Saidi
Coordinator

Have you ever heard the quote, “If you take care of your people, they’ll take care of your business?” It’s great advice and goes beyond ensuring that they get a paycheck each month. Does your company show that they care about an employee’s total well-being? You should, especially considering that an employee’s physical and mental […]

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Negotiating over COBRA Coverage-Use EXTREME CAUTION!

January 31 | 2018
By: Elizabeth Kay
Compliance & Retention Analyst

Have you ever overheard the new employee in the break room, bragging about how good their health insurance was with their previous employer, and how much less expensive it was than the coverage they are currently being offered? You may think ”If it was so good, then why give it up?” There are always a […]

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