Terms of Service

Effective Date: May 23, 2025

Welcome to Fringe Benefit Analysts (“FBA”). By accessing or using our website at https://www.fbabenefits.com, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.

1. Acceptance of Terms

By using our website, you confirm that you are at least 18 years old and agree to these Terms of Service. If you do not agree, please do not use our website.

2. Services Provided

FBA offers employee benefits consulting services, including but not limited to group health insurance, dental and vision plans, life and disability insurance, voluntary benefits, compliance assistance, HR support and related services. Detailed information about our services can be found on our website.

3. Use of Website

You agree to use our website for lawful purposes only. Prohibited activities include:

• Posting or transmitting unlawful, harmful or offensive content.
• Attempting to interfere with the website’s functionality or security.
• Using the website to solicit others for commercial purposes without our consent.

4. Intellectual Property

All content on this website, including text, graphics, logos and images, is the property of FBA or its content suppliers and is protected by intellectual property laws. Unauthorized use of any content is prohibited.

5. Third-Party Links

Our website may contain links to third-party websites. FBA is not responsible for the content or practices of these external sites and does not endorse them.

6. Disclaimers

The information provided on our website is for general informational purposes only and does not constitute professional advice. While we strive for accuracy, we make no warranties regarding the completeness or reliability of the information.

7. Limitation of Liability

FBA shall not be liable for any damages arising from your use of our website or reliance on any information provided. This includes, but is not limited to, direct, indirect, incidental or consequential damages.

8. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the revised terms.

10. Governing Law

These Terms of Service are governed by the laws of the State of Utah, without regard to its conflict of law principles.

11. Contact Information

For any questions or concerns regarding these Terms of Service, please contact us at:

Fringe Benefit Analysts
872 W Heritage Park Blvd, Suite 205
Layton, Utah 84041
Phone: (801) 546-6004
Email: info@FBAbenefits.com