products & services

Employee Benefits

Your Employees are your single most important resource. Providing quality employee benefits is important in attaining and retaining this important asset. The challenge in today’s market is acquiring and maintaining a quality benefits package that is economically viable. Regulatory complexity can add to your over-head expense, and consequently your bottom line. Fringe Benefit Analysts can provide the following tools to help control costs, and reduce your liability.


Also known as the Health Insurance Portability and Accountability Act of 1996, Congress enforced compliancy regulations, and deadlines for meeting them. Fines and disciplinary requirements may be imposed on your company if criteria are not met on or before the scheduled deadline date. Are you conforming to these standards?


Renewals and perspective clients can benefit from Predictive Modeling. Changes, such as, Employees residing out of state, or even the average age of employees within a company can affect the pricing schedule of benefits.


Licensed underwriter available to perform detailed benefit analysis and suggest possible alternatives in lowering annual premiums.


Management of your COBRA, State Continuation (aka mini-COBRA), Full-flex Cafeteria, and Qualified Retirement Plans, adds no additional fees to your HR expenses.


We provide informative seminars free of charge for our clients on such topics as COBRA, HIPAA, FMLA, Workers Compensation, HRA’s, HSA’s, to name a few.


We affiliated with one of the premier drug testing labs in the country. We can pass our discounts on to you.


Due to our partnerships with local and national health care providers, most wellness fairs are provided to our clients at little or no cost to you.


An alliance of the nations premier independent benefit advisory firms. Creating the third larges brokerage firm in the United States. Providing to our office here in Utah a network of colleagues through out the United States and Canada.

Value Added Services

FBA exceeds expectations with a complete array of value added services. Some of these include:


  • Data Analytics
  • Stop-Loss Coalition
  • Private Exchanges
  • On-Site Medical Clinics
  • Medical Claims Settlement


  • Medical Transparency Services
  • Online Enrollment
  • HRIS
  • Online Employee Benefit Centers
  • PPACA Calculators
  • Online Employee Communication
  • Personalized Employee Benefits Website

HR Assistance

  • COBRA Administration
  • Actuarial Service
  • Labor Management
  • Hiring and Recruiting
  • Total Compensation Statements
  • FSA, HSA and HRA Compliance and Services
  • HR Support and Services
  • Webinars/Seminars
  • Audit Services
  • Business Recovery Services
  • International Employee Benefit Services
  • HR Training
  • HIPAA Compliance Education
  • Employee Services
  • Employee Assistance Programs
  • Health Advocates
  • Legal Consulting and Services
  • Patient Care
  • Pharmacy Service
  • Pharmacy Discounts
  • Telemedicine
  • Employee Communication Services
  • Wellness Programs and Services
  • Worksite Benefits/Voluntary Products
  • Long Term Care
  • Travel Insurance
  • Mobile Benefit Apps

Outsourced To Our Strategic Partners

  • 401(k) and Retirement Services
  • Payroll Services
  • Property & Casualty Coverage
  • Senior Benefits

Some of these services carry an additional charge.
Ask your account representative for more details.

“I have worked with FBA now for too many years to count and have never had an insurance broker so quick to respond. Not only does my account manager do an outstanding job but he has great staff as well.”

– Darryn, Vice President