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[contact us](https://www.fbabenefits.com/contact-us/) ## Posts - [How Small Businesses Can Cut Group Health Insurance Costs With Level-Funded Plans](https://www.fbabenefits.com/how-small-businesses-can-cut-group-health-insurance-costs-with-level-funded-plans/) - [The Top 7 Disability Insurance Questions Answered for Small Business Owners](https://www.fbabenefits.com/the-top-7-disability-insurance-questions-answered-for-small-business-owners/) - [What Is Group Insurance Coverage and How Does It Work?](https://www.fbabenefits.com/what-is-group-insurance-coverage-and-how-does-it-work/) - [Fully Insured vs Self-Insured vs Level-Funded: What Does It All Mean To The Small Employer?](https://www.fbabenefits.com/fully-insured-self-insured-level-funded-mean-small-employer/) - [How Does Dental Insurance Work and Is It Worth It?](https://www.fbabenefits.com/is-dental-insurance-worth-it/) - [Who Needs Disability Insurance?](https://www.fbabenefits.com/who-needs-disability-insurance/) - [Know Your Coverage Options: Group vs. Individual Health Insurance](https://www.fbabenefits.com/know-your-coverage-options-group-vs-individual-health-insurance/) - [How Much Does Small Business Health Insurance Cost?](https://www.fbabenefits.com/how-much-does-small-business-health-insurance-cost/) - [What Is an Employee Benefits Consultant and What Do They Do?](https://www.fbabenefits.com/what-is-an-employee-benefits-consultant-and-what-do-they-do/) - [Who Is Eligible for Group Health Insurance?](https://www.fbabenefits.com/who-is-eligible-for-group-health-insurance/) - [Life Insurance vs. AD&D](https://www.fbabenefits.com/life-insurance-vs-add/) - [What is Group Health Insurance?](https://www.fbabenefits.com/what-is-group-health-insurance/) - [COVID-19 Vaccine Considerations at Work](https://www.fbabenefits.com/covid-19-vaccine-considerations-at-work/) - [2nd COVID-19 Relief Bill Includes Many Other Changes 2021 & 2022!](https://www.fbabenefits.com/2nd-covid-19-relief-bill-includes-many-other-changes-2021-2022/) - [Balance Billing Law Signed with COVID-19 Relief Bill](https://www.fbabenefits.com/balance-billing-law-signed-with-covid-19-relief-bill/) - [Back-To-School During COVID-19 & Paid Leave with FFCRA](https://www.fbabenefits.com/back-to-school-during-covid-19-paid-leave-with-ffcra/) - [Medical Plans Have PCORI Fee Extended 10 Years](https://www.fbabenefits.com/medical-plans-have-pcori-fee-extended-10-years/) - [How to Support Your Employees During a Global Pandemic](https://www.fbabenefits.com/how-to-support-your-employees-during-a-global-pandemic/) - [May is Disability Insurance Awareness Month](https://www.fbabenefits.com/may-is-disability-insurance-awareness-month/) - [Family First Coronavirus Response Act](https://www.fbabenefits.com/family-first-coronavirus-response-act/) - [Balancing Food and Fitness this Holiday Season](https://www.fbabenefits.com/balancing-food-and-fitness-this-holiday-season/) - [What Are the Four Main Types of Employee Benefits?](https://www.fbabenefits.com/what-are-the-four-main-types-of-employee-benefits/) - [Fun Facts about Dental Health](https://www.fbabenefits.com/fun-facts-about-dental-health/) - [Sabbaticals Can Benefit Employees and Employers](https://www.fbabenefits.com/sabbaticals-can-benefit-employees-and-employers/) - [Outside-the-Box Ways to Spend Time Outdoors](https://www.fbabenefits.com/outside-the-box-ways-to-spend-time-outdoors/) - [Ready to Spark Joy in Your Office](https://www.fbabenefits.com/ready-to-spark-joy-in-your-office/) - [More Companies Flirt with Idea of the Four-Day Work Week](https://www.fbabenefits.com/more-companies-flirt-with-idea-of-the-four-day-work-week/) - [Weight Loss: Myths vs. Facts](https://www.fbabenefits.com/weight-loss-myths-vs-facts/) - [8 Ways to Better Manage Your Time](https://www.fbabenefits.com/8-ways-to-better-manage-your-time/) - [In Pursuit of a Better Meeting](https://www.fbabenefits.com/in-pursuit-of-a-better-meeting/) - [Proposed 2020 Benefit Payment and Parameters Rule](https://www.fbabenefits.com/proposed-2020-benefit-payment-and-parameters-rule/) - [IRS Releases 2019 Inflation-Adjusted Limits](https://www.fbabenefits.com/irs-releases-2019-inflation-adjusted-limits/) - [Culture Question](https://www.fbabenefits.com/culture-question/) - [Your Voluntary Benefits Plan May Lead to a Tragic Result](https://www.fbabenefits.com/your-voluntary-benefits-plan-may-lead-to-a-tragic-result/) - [IRS Releases Final Forms and Instructions for 2018 ACA Reporting](https://www.fbabenefits.com/irs-releases-final-forms-and-instructions-for-2018-aca-reporting/) - [It's Flu Season... Again](https://www.fbabenefits.com/its-flu-season-again/) - [8 Ways to Relate to Time as a Realist](https://www.fbabenefits.com/8-ways-to-relate-to-time-as-a-realist/) - [Giving Thanks in the Office](https://www.fbabenefits.com/giving-thanks-in-the-office/) - [Tri-Agency Proposed Rule on Health Reimbursement Arrangements](https://www.fbabenefits.com/tri-agency-proposed-rule-on-health-reimbursement-arrangements/) - [Be the Boss You Want to See in the World](https://www.fbabenefits.com/be-the-boss-you-want-to-see-in-the-world/) - [Making a Remote Team Work](https://www.fbabenefits.com/making-a-remote-team-work/) - [Yes, Boss/HR/Your Honor, That's My Email](https://www.fbabenefits.com/yes-boss-hr-your-honor-thats-my-email/) - [Breast Cancer Prevention](https://www.fbabenefits.com/breast-cancer-prevention/) - [Leveraging Generational Factors for Overall Success](https://www.fbabenefits.com/leveraging-generational-factors-for-overall-success/) - [Final Rule on Short-Term, Limited-Duration Insurance](https://www.fbabenefits.com/final-rule-on-short-term-limited-duration-insurance/) - [Get Moving...To Live!](https://www.fbabenefits.com/get-moving-to-live/) - [6 Reasons Self-Funded Plans Are Gaining Popularity](https://www.fbabenefits.com/6-reasons-self-funded-plans-are-gaining-popularity/) - [Tools to Support Working Parents](https://www.fbabenefits.com/tools-to-support-working-parents/) - [Solving Problems-While Increasing Employee Satisfaction](https://www.fbabenefits.com/solving-problems-while-increasing-employee-satisfaction/) - [Everyone Wins when Growth is the Goal](https://www.fbabenefits.com/everyone-wins-when-growth-is-the-goal/) - [Leadership, Now with More Humility](https://www.fbabenefits.com/leadership-now-with-more-humility/) - [Using Your Health Savings Account](https://www.fbabenefits.com/using-your-health-savings-account/) - [The Hidden Liability in Group LTCi Plans](https://www.fbabenefits.com/the-hidden-liability-in-group-ltci-plans/) - [Can You Handle the Truth?](https://www.fbabenefits.com/can-you-handle-the-truth/) - [Perk Up Your Benefits Packages](https://www.fbabenefits.com/perk-up-your-benefits-packages/) - [Your Mouth Matters: The Importance of Dental Insurance](https://www.fbabenefits.com/your-mouth-matters-the-importance-of-dental-insurance/) - [Inclusive Workplaces Benefit Everyone](https://www.fbabenefits.com/inclusive-workplaces-benefit-everyone/) - [Your Workplace May Want to Get Moving](https://www.fbabenefits.com/your-workplace-may-want-to-get-moving/) - [Why Work? For More than the Money](https://www.fbabenefits.com/why-work-for-more-than-the-money/) - [Beware of Tech Overload](https://www.fbabenefits.com/beware-of-tech-overload/) - [4 Things to Know About Family Leave and Your Income](https://www.fbabenefits.com/4-things-to-know-about-family-leave-and-your-income/) - [Attracting and Retaining Top Employees with Health Care Benefits](https://www.fbabenefits.com/attracting-and-retaining-top-employees-with-health-care-benefits/) - [Dealing with Dementia: Protect Yourself When Dismissing an Employee Because of Mental Decline](https://www.fbabenefits.com/dealing-with-dementia-protect-yourself-when-dismissing-an-employee-because-of-mental-decline/) - [2018: The Year of the Flexible Workforce](https://www.fbabenefits.com/2018-the-year-of-the-flexible-workforce/) - [Start 2018 with a Business Checkup](https://www.fbabenefits.com/start-2018-business-checkup/) - [Why Your Disability Insurance Audit is So Important](https://www.fbabenefits.com/disability-insurance-audit-important/) - [How Long Commutes Impact Workplace Productivity](https://www.fbabenefits.com/long-commutes-impact-workplace-productivity/) - [Wellness Checkup](https://www.fbabenefits.com/wellness-checkup/) - [Culture, Not Perks, Most Important to Retain Employees](https://www.fbabenefits.com/culture-not-perks-important-retain-employees/) - [How to Motivate Employee Participation in Your Wellness Program](https://www.fbabenefits.com/motivate-employee-participation-wellness-program/) - [Negotiating over COBRA Coverage-Use EXTREME CAUTION!](https://www.fbabenefits.com/negotiating-cobra-coverage-use-extreme-caution/) - [Intermountain Healthcare, Others, Will Develop Generic Drug Company](https://www.fbabenefits.com/intermountain-healthcare-others-will-develop-generic-drug-company/) - [Industry Outlook: Healthcare](https://www.fbabenefits.com/industry-outlook-healthcare/) - [Don't Ignore the Human Element in Cybersecurity, Say Professionals](https://www.fbabenefits.com/dont-ignore-human-element-cybersecurity-say-professionals/) - [Drawing a Line: How to recognize and eliminate sexual harassment in your organization (yes, yours too)](https://www.fbabenefits.com/drawing-line-recognize-eliminate-sexual-harassment-organization-yes/) - [Cost Effective Wellness Strategies for Small Business Employers](https://www.fbabenefits.com/cost-effective-wellness-strategies-small-business-employers/) - [EEOC Guidance on National Origin Discrimination](https://www.fbabenefits.com/eeoc-guidance-national-origin-discrimination/) - [Advance Informational Copies of 2017 Form 5500 Annual Return/Report](https://www.fbabenefits.com/advance-informational-copies-2017-form-5500-annual-returnreport/) - [Agencies Provide Relief for Group Plans and Donation Programs Affected by Hurricanes/Wildfires](https://www.fbabenefits.com/agencies-provide-relief-group-plans-donation-programs-affected-hurricaneswildfires/) - [Vision Benefits — Focus On The Important Things](https://www.fbabenefits.com/vision-benefits-focus-important-things/) - [With Below Average Cost, Increasing Enrollment, CDHPs Have Big Impact](https://www.fbabenefits.com/average-cost-increasing-enrollment-cdhps-big-impact/) - [IRS Updates Guidance on Play-or-Pay Penalty Assessments](https://www.fbabenefits.com/irs-updates-guidance-play-orpay-penalty-assessments/) - [Climate Leave: PTO for when the Wind Blows](https://www.fbabenefits.com/climate-leave-pto-wind-blows/) - [Employee Benefit Plans and the House Republican Tax Reform Bill](https://www.fbabenefits.com/employee-benefit-plans-house-republican-tax-reform-bill/) - [Top 3 Frequently Asked Questions about Qualified Small Employer Health Reimbursement Arrangements](https://www.fbabenefits.com/top-3-frequently-asked-questions-qualified-small-employer-health-reimbursement-arrangements/) - [UBA Survey: Weary Families Get a Break While Singles See Out-of-Pocket Cost Increases](https://www.fbabenefits.com/uba-survey-weary-families-get-break-singles-see-pocket-cost-increases/) - [Agencies Issue Proposed Rules and Plans](https://www.fbabenefits.com/agencies-issue-proposed-rules-plans/) - [Latest IRS ACA Round Up (Including 2018 Cost-of-Living Adjustments)](https://www.fbabenefits.com/latest-irs-aca-round-including-2018-cost-living-adjustments/) - [2017 Health Plan Survey Shows Sharp Rise in Group Healthcare Premiums](https://www.fbabenefits.com/207-health-plan-survey-shows-sharp-rise-group-healthcare-premiums/) - [Benefit Plan Design: Charging Employees Different Premiums](https://www.fbabenefits.com/benefit-plan-design-charging-employees-different-premiums/) - [President Trump Ends ACA Cost Sharing Reductions](https://www.fbabenefits.com/president-trump-ends-aca-cost-sharing-reductions/) - [Shhhhhh!](https://www.fbabenefits.com/shhhhhh/) - [October 2017 Executive Order on Healthcare](https://www.fbabenefits.com/october-2017-executive-order-healthcare/) - [The Perk of Pets](https://www.fbabenefits.com/the-perk-of-pets/) - [Are you addressing your employee's financial health?](https://www.fbabenefits.com/addressing-employees-financial-health/) - [IRS Roundup: What Employers Need to Know about the Latest ACA Notices](https://www.fbabenefits.com/irs-roundup-employers-need-know-latest-aca-notices/) - [VR for HR](https://www.fbabenefits.com/vr-for-hr/) - [Don't Put Up with the Bull of Bullying](https://www.fbabenefits.com/dont-put-bull-bullying/) - [Small Businesses Healthcare Competitive, But Faces Two Big Challenges](https://www.fbabenefits.com/small-businesses-healthcare-competitive-faces-two-big-challenges/) - [The Killjoy of Office Culture](https://www.fbabenefits.com/killjoy-office-culture/) - [Religious Objections to Covering Contraceptives](https://www.fbabenefits.com/religious-objections-covering-contraceptives/)