UBA Articles

What Employers Need to Know about the IRS-SSA-CMS Data Match Program

Chief Compliance Officer at United Benefit Advisors
What Employers Need to Know about the IRS-SSA-CMS Data Match Program

Beginning in early 2016, many employers received letters from the IRS-SSA-CMS Data Match program. These letters are addressed to the employer and begin by stating that “Medicare needs your cooperation.” Employers are directed to report information on the IRS/SSA/CMS Data Match Secure Web Site (https://www.cob.cms.hhs.gov/DataMatch/). The data being requested is often extensive, and can cover […]

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Nondiscrimination Regulations Relating to Sex, Gender, Age and More Finalized

Chief Compliance Officer at United Benefit Advisors
Nondiscrimination Regulations Relating to Sex, Gender, Age and More Finalized

The Department of Health and Human Services (HHS) recently issued a final rule implementing Section 1557 of the Patient Protection and Affordable Care Act (ACA), which will take effect on July 18, 2016. If entities need to make changes to health insurance or group health plan benefit design as a result of this final rule […]

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Overtime Exemption Rules Arrive

Chief Compliance Officer at United Benefit Advisors
Overtime Exemption Rules Arrive

After a long wait, the Department of Labor (DOL) has released the revisions to the white collar overtime exemption rules in the Fair Labor Standards Act. The new rule becomes effective on December 1, 2016. Generally speaking, the Fair Labor Standards Act applies to employees of “enterprises.” Enterprises are: 1. A federal, state, or local […]

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DOL Issues 31st FAQ on ACA Implementation

Chief Compliance Officer at United Benefit Advisors
DOL Issues 31st FAQ on ACA Implementation

The U.S. Department of Labor (DOL) has issued its 31st FAQ on the implementation of the Patient Protection and Affordable Care Act (ACA), dedicated to coverage of preventive services, rescissions of coverage, out-of-network emergency services, clinical trial coverage, cost-sharing limitations, the Mental Health Parity Act, and the Women’s Health and Cancer Rights Act. Some highlights […]

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Employers Ask: What Prevents Me from Reimbursing Individual Health Insurance Policies?

Chief Compliance Officer at United Benefit Advisors
Employers Ask: What Prevents Me from Reimbursing Individual Health Insurance Policies?

In serving 36,000 employers and 5 million employees, our UBA Partners get this question frequently: What federal guidance prohibits employers from reimbursing individual health insurance policies? Answer: The IRS has issued extensive guidance prohibiting employers from reimbursing individual health insurance policies on an individual basis. It issued two notices in 2015 that addressed this issue. […]

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As Dragnet’s Joe Friday Would Say, “Just the Facts, Ma’am.” Get the Facts on COBRA Coverage – Who, When and How Long?

In-house Counsel & Compliance Officer for iaCONSULTING, a UBA Partner Firm
As Dragnet’s Joe Friday Would Say, “Just the Facts, Ma’am.” Get the Facts on COBRA Coverage – Who, When and How Long?

As we mentioned in the first edition of this mini-series on the Federal Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), “marketplaces” or “exchanges” created by the Patient Protection and Affordable Care Act (ACA) did not make COBRA coverage obsolete. Rather, COBRA is still going strong. And while the general rule of COBRA coverage is […]

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Seven Common Mistakes That Could Trigger a DOL Audit

Chief Marketing Officer at United Benefit Advisors
Seven Common Mistakes That Could Trigger a DOL Audit

Not many things incite more fear than receiving a notice that you’re about to have an audit, especially from the Department of Labor (DOL). The DOL is a cabinet-level department of the U.S. federal government responsible for occupational safety, wage and hour standards, unemployment insurance benefits, re-employment services, and some economic statistics. It is headed […]

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